Do you use Water Line / Sewer Line Insurance / Protection?
You may have heard that your homeowner's insurance won't cover the water line from your meter to your property line, or your sewer line from your house to the sewer main. Many water companies offer or auto-enroll you in protection programs which are supposed to keep you from having to pay for costly theoretical repairs. These programs typically cost between $5 - $8 per month. Does anybody opt for this coverage? More importantly, has anybody who pays for it been able to use it when they had an emergency? Similarly important, has anybody who has NOT paid for it had an emergency, and how much did it cost?