Should I pay the extra $90 for loaner coverage?
Just bought an UltraBook from Fry's, the 3-year extended warranty for the $500 outlay was $210 plus tax. This isn't 3 years in addition to the one year OEM warranty, but piggy-backs onto it, providing point of service loaners during the OEM coverage period and extending coverage two years beyond the OEM period.
Square Trade's 3-year warranty is only $130 and on cursory inspection appears to be essentially the same type of coverage, less the POS loaner. Since we have three other laptops in the household I'm thinking we can do without the loaner coverage and save the $90.
Wooters with experience of both providers, please weigh in with opinions!