Has anyone seen their personal heath care costs actually go down since Obamacare?
I have a condition that requires me to take several medications, all of which had a co-pay of $20 through my company's private healthcare plan. Since the passing of the affordable care act I am required to spend $6000 ($2k per household member) on healthcare, including my prescriptions, before my benefits kick in. According to our HR director, there is no guarantee that after the $6k is paid out that things will be normal again. More realistically, the co-pay will be higher and choosing to fill a brand name medication will likely result in a rejection of the claim. This will result in having to pay full cash price for brand name medication, and the generic version of one medication I take has an adverse reaction on me...cash price for the brand is $1100 a month. So far, this healthcare act is anything but affordable.