questionswould you trust me?

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vote-for17vote-against

I have wondered this as well. I would probably be less likely to let someone I don't know use my card via Square than I would if they used something I was more familiar with (Paypal has a reader now).

Honestly, with as bad as scams have gotten recently, I probably wouldn't give my card to anyone (even a business) that I wasn't familiar with. I know that there are protections in place by banks, etc -- but why put yourself at a risk when you don't have to.

That being said, a garage sale seems a little more safe. After all, you know where the person lives.

vote-for15vote-against

As long as it's a common device (Square or Paypal) then most people have seen them somewhere - local farmer's market, craft sale, etc. I think that people going to yard sales tend to carry cash for at least that day, but there have been times where something was just a few dollars more than I brought with me and I decided against driving to an ATM just to get the item. I don't carry cash except when doing things like garage sales.

I think most people are just too naive to realize how easy it is to steal or clone a credit card and that does work to your advantage. If it's a manufactured device, then it's secure in their eyes.

vote-for14vote-against

I think that square has been around enough that people trust it. Also if they don't they can pay cash. I believe the charge is per transaction so how can it hurt to have it? if you want offer a 3% cash discount. Do not say that their is a charge for using a credit card as that is illegal in many states but a cash discount is not. Weird rigtht?

vote-for15vote-against

As much as a I hate to say it, I think most folks aren't really savvy enough to think through the possible security problems and would be willing to give you a debit or credit card. On the other hand, do you trust strangers to give you a valid card, when you'll have almost no recourse if it turns out to be stolen?

I think I'd still prefer to pay in cash.

Edit: I'm not a total schlump, but I've seen only one instance of Square being used, and it was by a craftswoman who works the professional circuits of shows and from whom I've purchased for several years. Please remember the demographic for yard sales in your area. Older folks? Or younger, more tech-hip adults?

vote-for12vote-against

The girl who cuts my hair uses one of these devices and I've seen them advertised so I wasn't surprised to see her use it.

If I really wanted something at your garage sale I would do it. After all...I know where you live :-)

vote-for11vote-against

@ohcheri: Unless, of course, it's a moving sale....

vote-for8vote-against

There was a religious group (I don't remember which) on my campus once that tried to "hand out" one of their books for free. Once they shoved it in your hand, they explained how they had to receive a donation for their free book. Once I said that I didn't have any cash on me, they explained "it's OK, you can swipe" in broken English.

Someone like that, that's a definite no thanks.

From a garage sale? I'm not sure if I'm ready to trust it yet. At a business? Why don't they have Quickbooks?

vote-for8vote-against

If you use something like Square you probably will have more success. This does depend upon where you live: Square is common in some parts of the country than others. Anybody who is familiar will see the Square hardware and application, and you should be fine. Anybody else? Well fine. Cash is always OK.

vote-for8vote-against

I know someone who uses one of those readers to collect donations at events. He asks for a donation and can accept the cards on the spot.

I thought it was a creative idea since many people do not carry cash.

I might be inclined to swipe a card at a sale. Credit only for the protection provided.

vote-for7vote-against

I use the 100% secure PayPal reader for my iPhone. People are more trusting when they see the PayPal logo.. It's etched into people's minds.

vote-for7vote-against

Also the states that it is illegal to add a credit card fee is: California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma, and Texas.

But as stated above, offering a discount for using cash is not illegal

vote-for8vote-against

I made purchases at the HerosCon in Charlotte this past weekend and was pleased when an artist had a Square card reader. It meant I was able to save my cash for those who didn't, and in the end make more purchases. The same could hold true for a community yard sale. If it comes down to a customer buying either your item or your neighbor's, your card reader could allow them to buy both.

vote-for7vote-against

Having Square as an option couldn't hurt. I generally don't carry cash, so having a square reader as an option would definitely attract me to garage sales (particularly if this was posted on signs). I would only use credit (as opposed to debit) cards. If I don't like the way things look, I'll opt for cash.

Cash is still king, so expect almost every sale to be physical money.

vote-for5vote-against

As to the question of trust, people often speak of earning trust. Truth is, trust can't be earned, it has to be given. No one can earn your trust until you first give them something to be trusted with.

vote-for5vote-against

Yea, I don't see why not, provided I'm not swiping through an exposed chip that you've wrapped in electrical tape and glued some LEDs to.

vote-for4vote-against

Nope. No handing of the cards to anyone who's not a trusted vendor. I won't even use my cards at shady fuel stations.

vote-for7vote-against

Judging from the numerous times I've serviced peoples computers and offered to use Square for them to pay me, or even Craigslist deals with people trading computers/phones whatnot, most people are terrified of the idea of letting you swipe their card unless you're standing behind a counter in a store.

vote-for4vote-against

A lot of the taxi drivers in my area use square. Nice and easy and it emails you the receipt. Love it.

vote-for4vote-against

@wilfbrim: Definitely depends on where you live. I've never seen Square used in my area.

vote-for5vote-against

I got one of the PayPal readers to use at my bands merch table. It even came with a little sticker that says "PayPal accepted here" or something like that with the four major's pictures under it. I had one guy looking at the merch, and when he saw that he said "You take PayPal? Awesome!" He then proceeded to buy like $75 in merch. Its like PayPal is a free pass to trustworthiness.

In any case, I'd go with the PayPal reader, as its most likely you already have a PayPal account. Plus the transaction fee is slightly less than Square, and Ive read horror stories about Squares customer service and their willingness to actually pay you.

vote-for2vote-against

Nope but don't take it personally.

cf cf
vote-for1vote-against

Wouldn't use a credit card on Craigslist or for a car from a stranger... and I wouldn't buy anything at a garage sale for over $1-200 so cash wouldn't be a problem.

Do people go garage sailing without cash?

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@pulsetv: I do not think many if any go without cash but I would guess most have set a limit on spending money at sales. The card acceptance allows them to make a choice to purchase something for more than what they brought or save the cash for something else.

I would judge on a case by case basis. Yes, I would be stereotyping, you, and your stuff. Not a fool proof method but since I have no other method available, that is what would happen. Since my other option is cash with no recoarse, I would consider swiping a credit card especially on a higher value item. So far I have not checked with my credit card and I will before trying it out. If my credit card offers protection from fraud and we are not talking in a dim alley about illegal stuffs, why not.

vote-for1vote-against

I am a square user and have never had anyone not trust me to use it.

I bought the entire inventory of a company going out of business and sell to completely strangers. Most people pay in cash but when they are thinking about how expensive it might be, I then tell them I accept credit cards. That is the turning point in their decision to buy and I've made more sales by offering that as an option.

Maybe it's how you tell them. If you're too eager to get their credit card right away, you scare them away. You can also assure them that the credit card number does not appear anywhere in the system and that they will be texted the receipt immediately. Show them every step of the process. Show them the application and when you're typing in the dollar amount and description of what they are buying. Show them when you swipe the card and that their number does not appear. Let them sign and type in their own cell phone number for the receipt. They feel comfortable that way.

vote-for1vote-against

@pulsetv: I carry maybe $20 when doing garage sales. It's very rare that I find something I want that costs more than that. But if I do, I go to an ATM or decide it's not worth the effort of going to an ATM since the item might be gone.