What is the best "Cash Back" credit card deal?
First, Dave Ramsey and his followers, no need to spend your time telling me not to get credit cards as they are "evil."
(a) I know they are evil.
(b) I pay them off each month and
(c) I'm debt free, have been for many, many years and credit cards aren't a problem for me.
Second, I current have the BP credit card where I was getting CASH BACK to the tune of 5% back on BP gas, 2% on travel and 1% on everything else. Now BP has changed their program and they pretty much suck.
So finally, I need good recommendations on a cash back rewards credit card.
Here's some additional info:
(a) I have an old suburban (paid off for years) that sucks gas down so my family easily spend $400 in gas a month.
(b) We also have two kids so grocery bills are climbing.
(c) We travel a bit, not a bunch, so the mileage cards really don't interest me.
(d) I like cash, so I'm disinclined to pay annual fees.
What do ya'all recommend other than Ramsey's envelopes http://tinyurl.com/RamseyEnvelopes