questionswhat is a square trade warranty, and how does it…

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I'll just add that refurbished items (this is woot, after all) are not usually covered for accident or damage -- although they will cover them like a 'normal' warranty.

Call them if you have questions before you buy. They're good about answering them honestly and fairly.

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They are easy to deal with during sign up. Warranty on my new Toshiba satellite A - series laptop was about $100 and includes accidental damage. We have them on a few refurb items as well. Repairs are covered up to the original purchase price of the item. If you fry the entire thing in one shot, they just mail you a check. If you blow parts piece by piece, they will cover you until you hit the purchase price.
As of yet have not had a need to use the coverage. Prices are reasonable and you can usually find a coupon somewhere that will save enough cash to make finding said coupon worth it.