Do you have a "process" for saving money on a routine purchase?
Waiting for sales is one thing, but what about stuff you have to buy on a regular basis? Do you have a method for saving on those items? Aside from using my Costco membership to save on gas and toilet paper, I have a method for saving on dog food. My dog eats a very expensive premium dog food and a lot of it, so it runs me upwards of $1,000 a year to feed him. The local store where I buy my kibble has a special at Christmas where you get a $10 gift card for every $50 gift card you buy. For the last couple of years I have purchased two $500 gift cards and gotten two $100 gift cards free, giving me $1,200 in gift cards for $1,000. In addition, I have joined their email club and they send out $20 off a $100 purchase every month or so, so I buy a couple of 30lb bags, which comes to $110 before the discount and lasts 6 weeks. I'm basically double dipping on a 20% discount to get about 40% off something I use daily. What do you do to save on regular purchases?