questionswould you use paypal to pay in brick and mortar…

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I find it's faster to swipe my card than it is to punch in my phone number + PIN, so I'm highly unlikely to use it.

Also, I'm more confident of my credit union's fraud protection than Paypal's too. Getting a call during a Woot-off because "we're detecting an abnormal amount of activity on your card today" ... that's being proactive.

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Eh.. no. I think PP is sketchy.

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I've heard about that, I don't think I would use it, unless paypal issued a card like serve.com does. I would like to see more stores offer pay with paypal online and pick up your merchandice in store.

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It seems it would be easier to just use your Paypal debit card but it's an interesting concept. Maybe if you arrived at the store and realized you forgot your wallet this would be a good option to have.

Paypal has extremely good fraud protection. As a merchant and a user of Paypal for 10+ years I trust them completely.

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I would. I have used PayPal for about 8 years now. They have been extremely helpful in dealing with merchants that do not ship your purchases, and many other problems.

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I read up on this and I might use it if it was offered somewhere besides Home Depot (I'm a Lowe's guy.)

They do offer a kind of payment card, so you don't have punch in phone + PIN. One of cool features is after you pay with PP, you can log into your account and choose which credit card or bank account you are going to use to pay with. I could see that being pretty handy.

There's also the security aspect of it I like. If I pay with PP, it allows me to reduce the number of businesses that have my credit card info stored in their systems.

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@narfcake: That is interesting. I've actually cancelled credit cards for doing that same thing. I'm not worried about fraud (I suppose I should be) but I really don't like being bothered by call center operators. Every time there has ever been a fraudulent charge on my card, it has been refunded without me doing anything.

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No. I would not use Paypal in a brick and mortar store.

I hear about and worry about people that install magnetic card readers and keypad overlays to steal my credit card info. The last thing that I would want to do is give out my PayPal information through those same types of account thievery.

No. Emphatically no.

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That's kind of cool. Yes, you can use your credit card but that requires you to carry it.

This way, you can "access" your account and make purchases without having to carry your wallet, card, and ID.

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@narfcake: What a bad idea. You enter your phone number + PIN? And I suppose you pay for the items of the person behind you, too, since they can watch you do it all. Rarely do pin pads offer enough protection for that. Too many people can't use a pin pad blind, so it has to be completely visible what you are hitting.

And if the person behind you is pretending to be texting, they could actually be video recording your button presses to figure out your numbers later.

At least with a mag stripe only the skimmers can steal your account number - not everyone. Your evil friends only have to discover your PIN.

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Paypal would not be my first choice at a store, I would rather pay cash/debit card. But in a pinch I think a paypal option would be extremely convenient.

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I noticed this the other day at Home Depot too. I couldn't find a compelling reason to use PayPal so I just used my bank card.

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I would not use it because if I am at the store, my purse and credit card are with me. I would not see a reason offhand for using PayPal.

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Yes and you can get a debit card for your Paypal account. I have one and every time I use it I get an immediate email telling me how much was charged from my account. I love it and it allows me to get track of all my spending without any suprises :)

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No, I try to never use paypal for anything if I can help it. They screwed my sister big time when she used to sell on Ebay.

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I've never had a problem with PayPal. I have a PP debit card I could use in B&M store, but I've never used it. Makes you wonder why I have it.

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PayPal has ridiculous business practices. I wish more online merchants would get away from them. So no, I'll not be using them in B&M stores, ever.

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I'm not sure what problem this is solving. I carry this thing called a "wallet" and it has these other things called a "debit card" and a "credit card", and they work quite well and securely at that.

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I have a business account with paypal but would never spend my money on it. My paypal "business" card is a rewards card so I get points when I use it.

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Seems easier to swipe my debit card and press "Credit", like I usually do. Or, at least, not any more difficult to keep doing what I do.

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@thumperchick: I think you're in the minority on that one. I have backed out of sales online because they didn't offer paypal. I'm not a big fan of Paypal, but I HATE giving out CC numbers everytime I want to buy something.

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@eepeep: I've never heard of a store getting jacked, only ATMS.