questions → paypal or not to paypal?

vote-for7vote-against +7 -0

Paypal or Not to Paypal?

Would you rather pay with Paypal, Direct with a Credit card on the Merchants Secure site or another checkout Option, and Why

by artdoug
asked a year ago

3 Answers answer

Sort By:

vote-for4vote-against

If my option was just between paypal and credit card, I'd most likely opt for paypal. I've had my card number compromised before, and it seems easier for companies to 'accidently' charge more than you ask for if they have your cc number. However, the only time this happened I was able to put a stop charge on my cc from the company. I also had to get a new card number as a preventive measure.

The only time I got messed up on paypal was through an ebay transaction, the opposite party waited just long enough for the paypal protection period to run out before resolving the dispute.

gut funk
a year ago

vote-for3vote-against

It is situational.

Paypal/Google Checkout (with the security code card/token) when no other option or sites that check out OK but may be more of the mom/pop type. I always link these to a 2ndary account -- never my main checking account. I transfer funds as needed.

CC [never, never, never debit] for mainstream sites because I've cards that have always sided with me, offer temp CC numbers and I'm risking their money, not mine.

When I'm the one being paid (not too often) I use square or paypal as appropriate when I need to accept CC/debit.

Always check out the merchant. If it's too good to be true, it is. Remember: You can't cheat an honest man.

NEVER use Gpal, Gunpal, etc. or any other off brand payment services.

zontor
a year ago

vote-for2vote-against

I had a paypal account (and the attached AmEx card) compromised several years ago, and my AmEx card was again compromised about 2 months ago. AmEx called me within 15 minutes of the suspicious purchase on the second go-round, though.

I still use my credit cards, since I collect reward points, but I use paypal periodically as well.

Most of the large compromise incidents take place four levels down into the handling of the card, though. For funsies, check the following New York Times article http://snurl.com/26pv6f

magic cave
a year ago

Stats

Asked
a year ago
Asked By
artdoug
Answered
3 times
Viewed
585 times
Voted Against
0 times
Voted For
7 times

Similar Questions

Related Deals

Hey, log in or sign up first!

Whatever it is you're trying to do can ONLY be done by registered, logged-in Deals.Woot members. Why? Because they're better people than you. Don't worry: you can easily improve yourself by logging into your Woot account or signing up for a new one.

Sorry

This is only for people who have bought woots

We restrict voting to users who have purchased something from one of the other Woot stores. It's not just because we want your money (which we do) - it's the best way to be sure all the votes are coming from real people and not spam-bots or phony accounts. The best way we can think of, anyway. For now.

You can always get voting rights by buying something from one of Woot's other sites:

Purchases through Deals.Woot don't count, because in that case you're not buying anything from us. And we don't have your account information for those purchases.

If you think you've bought something from Woot before and still can't vote, make sure you're logged in with the same account you used to buy from us.

Geez, why so negative?

You have to vote up more before you can vote down.

Don't get us wrong. Negativity has its place. And downvotes are just as essential as upvotes when it comes to making Deals.Woot a useful place to find deals.

But when your votes lean so heavily toward the dark side, we have to wonder. Go vote up a few things. Accentuate the positive for a little while. It'll do you some good, and it'll do the site some good, too. Then you can get back to dealing out the smackdowns, OK?

Too late, we all heard you!

Hmm... you're wanting to take your vote back?

Well, that's a bit tricky. See, we do a lot of stuff with your vote, using it to work out the popularity of what you voted for, compare that to all the other things voted on, tally up our leaderboard, work out your reputation. Someday we'll do a little cartoon showing just how hard your vote is working.

Anyway, taking votes back messes all that up, so we give you five minutes, in case you just mis-clicked. After that we've got to say no take-backs. Luckily, votes are free, so feel free to throw them around left and right wherever you see fit.