As the Chief Financial Officer of a bank you apply for a Bailout in hopes of saving the bank. Bailout Bank replies, "Your bank does not currently qualify for the bailout; do some restructuring to show greater loses and resubmit the application."
Complete unrest breaks out in the banking community, as banks realize that Bailout funds are in short supply.
To better your chances of getting a Bailout you decide to get a jump on the competition by dumping your bank's worthless paper right in their laps. Engage in forced trades, questionable sales and risky acquisitions with rival banks to build up enough loses to obtain the bailout. Your conduct causes other banks to focus on your bank as a target.